Our commitments regarding personal data protection and GDPR compliance.
The General Data Protection Regulation (GDPR) is the European legal framework that protects the fundamental rights of individuals regarding the use of their personal data. Financea-Crédit is committed to fully respecting these obligations and ensuring maximum protection of your data.
Lawfulness, fairness and transparency
We act in compliance with the laws with transparency towards you
Purpose limitation
Your data is used only for the stated objectives
Data minimization
We collect only the necessary data
Accuracy
Your data must be accurate and kept up to date
Storage limitation
Data is kept only for the time necessary
Integrity and confidentiality
Your data is secured and protected
Explicit consent
You voluntarily consent to the use of your data for the requested services
Contract
The processing of your data is necessary for the execution of a credit contract
Legal obligation
Compliance with anti-fraud laws, AML/KYC and banking obligations
Legitimate interests
Improving our services and fraud prevention
Right of access (Article 15)
You may request access to all of your personal data stored by Financea-Crédit. We provide a full copy within 30 days.
Right to rectification (Article 16)
You may correct or update your inaccurate or incomplete data at any time.
Right to erasure (Article 17)
You may request the complete deletion of your data, unless legal obligations require us to retain it.
Right to data portability (Article 20)
You may receive your data in a structured, commonly used, and machine-readable format (e.g., CSV file) to transfer it elsewhere.
Right to object (Article 21)
You may refuse the processing of your data for direct marketing or other non-essential purposes.
Right to restriction of processing (Article 18)
You may request that we limit the processing of your data while we verify its accuracy.
Data encryption
All exchanges are in 256-bit HTTPS/TLS. Sensitive data is encrypted at rest.
Secure infrastructure
Servers in the European Union, ISO 27001 certified, with regular backups.
Access control
Only our authorized employees have access to your data. Multi-factor authentication is in place.
Security audits
Regular external audits to verify compliance and the absence of vulnerabilities.
Staff training
All our employees receive regular training on data protection.
Data Controller:Financea-Crédit is responsible for the protection of your data and compliance with the GDPR.
Data Protection Officer:An internal DPO oversees the application of the GDPR and can be contacted for any questions.
Documentation:Financea-Crédit maintains a complete record of processing activities in accordance with Article 30 of the GDPR.
Impact assessment:Impact analyses are carried out before any new high-risk processing.
In the event of a personal data breach, Financea-Crédit commits to:
To exercise your rights (access, rectification, erasure, portability, objection), please send us a written request:
Email:contact@credit-financea.com
Address:206 Rue Jean Jaurès, 83600 Fréjus, France
Your request will be processed within 30 days. You may also lodge a complaint with the CNIL: www.cnil.fr
Last updated:May 7, 2026. This policy may be modified in accordance with regulatory changes.