How we collect, use, and protect your personal data.
Financea-Crédit places the utmost importance on the protection of your personal data. This privacy policy explains how we collect, use, store, and protect your information in accordance with the General Data Protection Regulation (GDPR) and the Data Protection Act.
Identity data
Name, first name, date of birth, nationality
Contact data
Email address, phone number, postal address
Professional data
Employment status, income, sector of activity
Financial data
Banking information, credit history, requested amounts
Technical data
IP address, cookies, browsing logs (optional)
File analysis
Evaluation of your credit request and validation with our banking partners
Communication
Recontacting you regarding your request and the progress of your file
Service improvement
Improving our services, statistical analyses, and legal compliance
Fraud prevention
Security checks and fraud prevention
Legal compliance
Complying with our legal and regulatory obligations (CNIL, GDPR)
SSL/TLS encryption
All data transmissions are encrypted via HTTPS
Secure servers
Infrastructure hosted in the European Union, ISO 27001 certified
Access control
Restricted data access, protected by authentication
Regular backup
Daily backups and business continuity plan
Security audit
Regular external audits to maintain security
Right of access
Access your personal data
Right to rectification
Correct your inaccurate information
Right to erasure
Request the deletion of your data
Right to portability
Receive your data in a readable format
Right to object
Refuse certain processing
Right to restriction
Limit the use of your data
Banking partners: Your data is shared with partner credit institutions to analyze your request and offer you a suitable proposal.
Service providers: We work with service providers (hosting, payment, customer support) subject to strict confidentiality obligations.
Legal authorities: We may disclose your data if required by law or a competent authority.
Consent: No sharing occurs without your prior consent, except where required by law.
Retention period:
After the legal retention period, your data is securely deleted.
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For any questions regarding your personal data, please contact us at:
Email: contact@credit-financea.com
Address: 206 Rue Jean Jaurès, 83600 Fréjus, France
You may also file a complaint with the National Commission on Informatics and Liberty (CNIL) : www.cnil.fr
Last update: May 7, 2026. We reserve the right to modify this policy at any time. Changes will be posted on this page.